Owning a condo is a great way to own your own home. If you're a condo owner in New York and you don't yet have a condo policy, it's time to call us at Kinowski Agency Inc. to get started with the coverage you need.

Owning a condo is a great way to own your own home. However, if you have one, you also need to have condo insurance to protect it and yourself. If you're a condo owner in New York and you don't yet have a condo policy, it's time to call us at Kinowski Agency Inc. to get started with the coverage you need.

Protecting Your Condo

When you own a condo, you own many portions of it outright, though not the outer part of the outer walls. In some cases, you own the inside of those outer walls, and in some cases, you don't. The condo insurance you get will be written for the specific areas you own to protect them against damage. If a covered incident causes damage to any of the portions you own, your condo insurance will pay for the repairs you need. This is a big financial protection, as these repairs can be costly.

Protecting Your Belongings

If you suddenly had to replace everything inside your condo, it would be challenging financially. To protect against this financial problem, there is condo insurance. It can help pay the replacement costs for the items you lose in an incident covered by the policy. This is another important financial protection that you need to have in place.

Protecting Your Liability

As the homeowner, it's up to you to pay the medical bills that come from an accident that a third party has inside your condo. Medical bills can run very high, even if the injuries aren't that bad. To avoid having to pay for those bills, your condo insurance policy can pay them for you.