Classic Car Insurance in New York

You have invested time, energy, and money in your classic car and will want to ensure it has adequate protection when it comes to classic car insurance. The agents at Kinowski Agency Inc., located in Amsterdam and Johnstown, are here to assist you in doing that by providing you with top-quality classic car insurance at affordable prices.

Is Classic Car Insurance Required in New York?

Regular auto insurance is required in New York if you drive your classic car on public roadways for everyday use, although that should not be the case. A classic car should have low mileage each year, which means you will not be using it to drive to your job or the grocery store. You may drive it a few times each year to a classic car show or another event, though, and you will want to have your car protected with the proper type and amount of insurance.

Are You Eligible for Classic Car Insurance?

Classic car insurance is designed to cover a variety of vehicles that are generally more than 25 years old and restored into amazing condition. Once your car has been classified as a classic car by your insurance company, there are a few ground rules you must follow, such as it must be safely stored in a garage or building, the mileage kept low each year, you must have a decent driving record, you should have an alternative vehicle to drive for everyday use, and you should be able to provide proof that you are maintaining the car properly.

Vehicles that can be insured under a classic car insurance policy include street rods, vintage cars, antique farm vehicles, classic military-style vehicles, classic motorbikes, limited-edition cars, or even collectible models. Also, any collector cars that were produced before 1980.

The agents at Kinowski Agency Inc. in Amsterdam and Johnstown can assist you with all of your insurance needs. Call today for an appointment and to obtain a quote!

While our offices are located in Amsterdam, NY & Johnstown, NY, we serve our clients all across New York.